340+ Free Tools
All US Tax Calculators
Federal income tax, paycheck, capital gains, retirement planning, and more — all updated for the 2026 tax year.
State & Relocation
State Tax Ranking
Rank all 50 states by tax burden for your income level.
State Tax Comparison
Compare total tax burden between any two US states.
Should I Move?
Compare your full tax burden before and after moving states.
Moving States Calculator
How relocating affects your state income tax bill.
State Income Tax
Calculate state income tax for all 50 states — progressive, flat, and no-tax.
Job Offer Comparison
Compare two job offers by take-home pay and total compensation.
Compare State Taxes
Browse all 50 states side by side — tax brackets, standard deductions, and total burden.
Compare Paychecks
Side-by-side dual-scenario paycheck comparison — salary, state, filing status.
State Estimated Tax
State-specific quarterly payments and safe-harbor rules, state by state.
Minimum Wage by State 2026
Every 2026 state minimum wage against the $7.25 federal floor, DOL-sourced.
Income & Employment
Federal Income Tax
Calculate your federal income tax for the current tax year.
Paycheck Calculator
Estimate your take-home pay from salary or hourly wages.
Self-Employment Tax
Calculate self-employment tax on 1099 income.
Bonus Tax Calculator
See how your bonus is taxed — flat 22% method vs aggregate method.
Severance Tax Calculator
Calculate tax on severance pay — flat 22% vs aggregate withholding method.
Salary to Hourly
Convert between annual salary, monthly, weekly, and hourly pay.
W-4 Withholding
Get personalized W-4 form recommendations based on your income and dependents.
1099 Tax Calculator
Calculate total tax burden for freelancers and 1099 independent contractors.
Teen Summer Job Tax
Federal, FICA, and state withholding for teens and students — with W-4 exempt eligibility and parent-employer FICA exemption.
No Tax on Tips
Calculate federal tax savings on tip income under the OBBBA.
No Tax on Overtime
Calculate federal tax savings on overtime premium pay under the OBBBA.
Car Loan Interest Deduction
OBBBA auto loan interest deduction up to $10,000 for US-made vehicles.
Senior Bonus Deduction
Extra $6,000 deduction for seniors age 65+ under OBBBA.
Excess Social Security Tax
Recover over-withheld Social Security tax from two or more employers, for Schedule 3 line 11.
Investments & Retirement
Capital Gains Tax
Estimate tax on investment gains — short-term and long-term.
RSU Tax Calculator
Calculate tax on restricted stock units at vesting, withholding gap, and net shares after sell-to-cover
Stock Options (ISO vs NSO)
Compare ISO vs NSO tax treatment — AMT, qualifying vs disqualifying disposition, and 83(b) election side-by-side.
ESPP Tax Calculator
Employee Stock Purchase Plan tax — §423 qualifying vs disqualifying disposition, lookback, and the FICA exemption.
401(k) Calculator
Model your retirement savings with employer match and tax benefits.
Roth vs Traditional IRA
Compare Roth and Traditional IRA for your retirement savings strategy.
HSA Calculator
Calculate HSA tax savings, contribution limits, and investment growth.
HSA Prorated Cap (Mid-Year)
Prorated HSA limit after a mid-year HDHP start, with last-month rule and testing-period guidance.
529 Plan Calculator
Project education savings growth with state tax deductions.
Tax Burden by Income
Visualize effective tax rate curves — federal, state, and FICA — across income levels.
Tax Brackets 2025
View all federal tax brackets and standard deductions by filing status.
RMD Calculator
Calculate Required Minimum Distributions from retirement accounts using IRS tables.
Early Withdrawal Penalty
Calculate the 10% penalty and income tax on early retirement account distributions.
NIIT Calculator
Calculate the 3.8% Net Investment Income Tax on capital gains and dividends.
Crypto Tax Calculator
Calculate tax on cryptocurrency trading gains, mining income, and staking rewards.
Estate Tax Calculator
Estimate federal estate tax based on estate value and exemptions.
Tax Loss Harvesting
Calculate tax savings from selling investments at a loss to offset gains.
Wash Sale Rule Calculator
Check if a stock sale triggers a wash sale and calculate adjusted basis.
Social Security Benefits Estimator
Estimate benefits from income, compare claiming ages 62-70, earnings test, and spousal/survivor strategies.
SS Benefits Taxability
Find out if 0%, 50%, or 85% of your Social Security is taxable, plus state treatment.
SEP IRA vs Solo 401(k)
Compare self-employed retirement plan contribution limits — SEP IRA vs Solo 401(k) side by side.
Compound Interest
Compare growth across tax wrappers — Roth IRA, 401(k), and taxable brokerage.
Savings Goal Calculator
How long to save $1M, or how much per month — after-tax across Roth, 401(k), and brokerage.
Inflation Calculator
CPI-U purchasing power, salary erosion, and unindexed federal threshold crossings.
Net Worth Calculator
Track assets, debts, and tax-advantaged % with personalized optimization tips.
Retirement Savings Calculator
Project your nest egg against the 4% rule (25x) target and Fidelity age milestones.
FIRE Calculator
Find your FIRE number and years to financial independence, with an adjustable 2.5-5% withdrawal rate.
Coast FIRE Calculator
See whether your current balance already coasts to your FIRE number by retirement with no more contributions.
401(k) Loan Default Tax
Deemed distribution plus the 10% penalty under 59½, with the SECURE Act offset rollover window.
Equity Compensation Hub
Every RSU, ISO, NSO, ESPP, 83(b) and AMT calculator and guide in one place.
Property & Sales Tax
Property Tax Calculator
Estimate annual property tax by state with homestead exemptions.
Sales Tax Calculator
Calculate sales tax by state with grocery exemption data.
Reverse Sales Tax Calculator
Back out the pre-tax price and the tax from a total you already paid.
Mortgage Calculator
Monthly mortgage payments, total interest, and amortization schedule.
Rent vs Buy Calculator
Compare the full cost of renting vs buying over time — mortgage, tax benefits, and opportunity cost.
Home Affordability Calculator
How much house you can afford on the 28/36 debt-to-income rule, with your state's property tax.
Business & Advanced Planning
Section 179 Deduction Calculator
Investment phase-out, business-income limit, current deduction, and carryover
Bonus Depreciation Calculator
Business basis, placed-in-service cutoff, special allowance, and remaining MACRS basis
Form 4562 Depreciation Calculator
Section 179, special allowance, and regular MACRS in federal filing order
Cost Segregation Calculator
Compare building depreciation with assumed short-life property allocations
Schedule E Rental Income Calculator
Rental income, expense lines, depreciation, deductible loss, and suspended loss
Schedule K-1 Tax Calculator
Estimate a federal reserve for pass-through ordinary, rental, investment, and SE income
Form 2210 Underpayment Calculator
Safe-harbor requirement and quarterly estimated-tax underpayment exposure
Form 4797 Tax Calculator
Business-property gain, depreciation recapture, and Section 1231 character
Net Operating Loss Calculator
NOL deduction, 80% limit, taxable income, and carryforward by vintage
Partnership Basis Calculator
Outside basis, distributions, liability shifts, deductible loss, and suspended loss
R&D Tax Credit Calculator
Form 6765 regular and ASC research credit estimates from qualified expenses
Medical Expense Deduction Calculator
Schedule A medical deduction above the 7.5% AGI floor with mileage
Form 8283 Filing Requirement
Noncash donation section, appraisal, and attachment filing thresholds
Mortgage Credit Certificate Calculator
Form 8396 MCC credit, rate cap, tax limit, carryforward, and interest adjustment
Home Energy Tax Credit Calculator
Final 2025 Section 25C credit for efficiency upgrades and heat pumps
Solar Tax Credit Calculator
Final 2025 Section 25D credit for solar, batteries, geothermal, wind, and fuel cells
Tax Planning
2026 Tax Changes
See what's changing in 2026 — updated brackets, TCJA impacts, and more.
Tax Refund Estimator
Estimate your refund or balance due, then see the Form 1040 that produced it, line by line.
AGI Calculator
Work out adjusted gross income — total income minus the Schedule 1 above-the-line deductions.
Amended Return (1040-X) Impact
Estimate additional refund or tax owed from amending a prior-year return, with IRS interest and statute countdown.
Standard vs Itemized
Compare standard and itemized deductions to find the best option.
Schedule A Worksheet
Complete Schedule A itemized deduction calculator with every line item.
Charitable Donation Optimizer
Compare annual giving vs. bunching strategy, with DAF and QCD analysis.
Quarterly Estimated Tax
Calculate quarterly estimated tax payments for self-employed income.
Student Loan Repayment
Compare IDR plans — SAVE, PAYE, IBR, and Standard 10-year repayment.
AMT Calculator
Check if you owe Alternative Minimum Tax based on your deductions.
FICA & Social Security
See your Social Security and Medicare tax breakdown in detail.
Marriage Tax Calculator
See if marriage will increase or decrease your federal taxes.
Divorce Tax Impact
Model filing status change, alimony, asset division, QDRO splits, and CTC allocation.
EITC Calculator
Check eligibility and estimate your Earned Income Tax Credit.
Saver's Credit
Calculate your Retirement Savings Contributions Credit (Form 8880) for retirement savers.
Education Credits
Compare AOTC and Lifetime Learning Credit for education expenses.
Tax Year Comparison
See how your taxes changed from 2024 to 2025.
Social Security Tax
Find out how much of your Social Security benefits are taxable.
Lottery Tax Calculator
See how much you keep from lottery or gambling winnings after taxes.
Gift Tax Calculator
Check if gifts exceed annual exclusion and lifetime exemption.
Child Tax Credit
Calculate CTC and refundable Additional Child Tax Credit.
Kiddie Tax (Form 8615)
Child's unearned income above $2,700 taxed at parent's rate — with Form 8814 parent-election comparison.
IRS Mileage Rate
Quick reference for the current IRS standard mileage rate for business, medical, and charity.
SSI Calculator
Estimate Supplemental Security Income federal benefits and state supplements.
Mileage Deduction
Compare IRS standard mileage rate vs actual vehicle expenses.
Home Office Deduction
Compare simplified ($5/sq ft) vs regular method for your home office.
Mortgage Interest Deduction
Estimate tax savings from mortgage interest deduction.
Rental Income Tax
Estimate taxes on rental income with depreciation and passive loss rules.
Rental Property Expenses
Complete Schedule E worksheet with 15+ expense categories and passive loss rules.
Passive Activity Loss
Form 8582 passive loss limits — $25K rental allowance, AGI phase-out, RE professional, carryforward.
Investment Interest Expense
Form 4952 deduction with LTCG election optimizer — compare scenarios to maximize your deduction.
Depreciation Calculator
MACRS depreciation schedules with Section 179 and bonus depreciation.
Tax Deadlines 2025
Key IRS filing deadlines, estimated tax due dates, and retirement contribution deadlines.
Tax Season Checklist
Interactive checklist to track your tax filing progress.
W-2 vs 1099
Compare take-home pay as employee vs independent contractor.
HSA vs FSA
Compare Health Savings Account and Flexible Spending Account side by side.
Dependent Care FSA
Compare DCFSA tax savings vs the Child and Dependent Care Tax Credit.
ACA Premium Tax Credit
Estimate your Affordable Care Act health insurance subsidy based on income and household size.
Clean Vehicle Credit
EV tax credit up to $7,500 new or $4,000 used with MSRP and income limits.
Gambling & Sports Betting Tax
Federal and state tax on winnings, W-2G thresholds, and the 2026 OBBBA 90% loss-deduction cap.
Cancellation of Debt (1099-C)
IRC §108 insolvency exclusion — what is excluded, what is taxable, and the tax owed.
FAFSA SAI Calculator
2026-27 Student Aid Index and Pell Grant estimator for dependent and independent students.
SSDI Calculator
Estimate your SSDI monthly benefit — AIME to PIA, family maximum, SGA limits, Medicare start.
More calculators A–Z
1031 Exchange Calculator
Defer capital gains with like-kind property swap timing rules
1099-R Tax Calculator
Retirement distribution tax, rollover and QCD exclusions, withholding, and possible 10% additional tax
529 vs Roth IRA
Education savings vs retirement flexibility + SECURE 2.0 rollover
72(t) SEPP Calculator
Penalty-free early withdrawals: RMD, fixed amortization, and annuitization methods compared
83(b) Election Calculator
30-day election trade-off: tax now on grant FMV vs ordinary income at vest; break-even price + irrevocability warning
Additional Medicare Tax Calculator
0.9% surtax on Medicare wages and self-employment income above $200k single, $250k MFJ (Form 8959)
Adoption Tax Credit
Up to $17,670/child (2026), $5,120 refundable (OBBBA), Form 8839
Airbnb Tax Calculator
Classify Schedule E or C, screen the 14-day rule, home use, and taxable rental profit
Alabama Sales Tax Rates by City and County
State, county and city sales tax and the combined and grocery rate for Alabama cities, with self-administered cities marked, from the official ALDOR local rates file
Alimony Tax Calculator
Compare payer and recipient federal treatment for grandfathered and post-2018 agreements
Amortization Calculator
Full payment schedule plus interest saved and months cut from extra payments
AMT Credit Calculator (Form 8801)
Multi-year minimum tax credit carryforward: ISO bargain generates credit, recovered when regular > tentative minimum tax
AOTC vs LLC
Education credit comparison: $2,500 (40% refundable) vs $2,000
Arizona Child Support
2022 guidelines schedule, parenting time table, over-12 adjustment, self-support reserve
Arizona Sales Tax Rates by City and County
Combined retail TPT rates for every Arizona city, town and county, with city grocery tax, from the official ADOR rate tables
Arkansas Child Support
Administrative Order No. 10 income shares chart, self-support reserve, shared custody offset
Au Pair Tax Calculator
Estimate J-1 au pair stipend tax, Form 1040-NR treatment and quarterly payments
Backdoor Roth IRA
High-income Roth workaround + pro-rata tax on conversions
Bona Fide vs Physical Presence Test
Decide which Form 2555 test qualifies you for FEIE: 330-day rule (Part III) vs intent + tax residency (Part II)
Business Days Calculator
Count business days between two dates or add and subtract working days, skipping weekends and US federal holidays
California Child Support
SB 343 formula CS = K[HN − (H%)(TN)], timeshare, low-income adjustment
California Sales Tax Rates by City
Combined sales tax rates for every California city and county, from the official CDTFA dataset
Capital Gains Tax on Home Sale
Section 121 $250k/$500k exclusion, partial exclusion, depreciation recapture, LTCG + NIIT
Capital Loss Carryover Calculator
Net your short and long-term gains and losses, apply the $3,000 deduction limit ($1,500 MFS), and see the Schedule D carryforward
Car Loan Calculator
Vehicle payment from price, down payment, trade-in, sales tax, fees, and APR
Chicago Sales Tax Calculator
10.5% general combined rate with state and local layers
Child Tax Credit 2026
Reference: 2026 per-child amount, refundable ACTC cap, phase-out thresholds, and the OBBBA SSN rule
Child-in-Care Benefit
Full 50% spousal benefit with no age reduction for a spouse or divorced spouse caring for the worker's child under 16
Collectibles Tax Calculator
Art, coins, bullion and antiques with ordinary-rate stacking, the 28% long-term ceiling, and NIIT
Colorado Child Support
2026 HB25-1159 schedule, parenting time credit from the first overnight, self-support reserve
Colorado Sales Tax Rates by City and County
Total rate and each state, county, city and district tax for every Colorado location, with home-rule cities marked, from the official DOR rate spreadsheet
Corporate Income Tax Calculator
Estimate regular federal C-corporation tax at 21%, credits, other taxes, payments, and balance due
Cost Basis Calculator
Multiple stock lots, fees, splits, FIFO, partial sales, and holding period
Credit Memo Generator
Correct an invoice for returns, refunds, or overcharges. Free PDF export, no signup
Deemed Filing Rules
Check whether the Bipartisan Budget Act of 2015 forces a combined retirement-and-spousal claim for your birth date
Denver Sales Tax Calculator
9.15% general combined rate with state and local layers
Dependent Care Credit
20–50% of $3k/$6k expenses in 2026 (Form 2441)
Dependent Eligibility Calculator
Screen qualifying-child and qualifying-relative tests for 2025 or 2026
Depreciation Recapture Calculator
Section 1245 ordinary-rate and Section 1250 25%-capped recapture, LTCG + NIIT on rental or equipment sales
Detroit Income Tax Calculator
Estimate Detroit resident or nonresident income tax using current official city rates
Dividend Tax Calculator
Qualified 0/15/20% rates vs ordinary income + 3.8% NIIT
Divorced Spouse Social Security
The 10-year marriage rule, remarriage rules, and independently entitled divorced spouse — living or deceased ex-spouse
Double-Trigger RSU Calculator
Pre-IPO RSU tax: time-based vest + liquidity event (IPO/acquisition) before income recognition; AMT planning
Effective Tax Rate Calculator
Calculate federal tax as a share of gross income and compare it with the marginal bracket
Employer Payroll Tax Calculator
Employer FICA match, FUTA, SUTA, workers comp — true fully-loaded cost of an employee
Equity Relocation Planner
Stay-vs-move state tax comparison for unvested RSU shares. Trailing-state warnings included.
Estimated Tax on Capital Gains
Estimate gain-driven tax and remaining 90%, 100% or 110% safe-harbor payments
Estimated Tax Penalty
Form 2210 safe harbor, 90%/100% prior-year test, 7% rate
Expense Report Generator
Document reimbursable business expenses with line items and totals. Free PDF export
FATCA Form 8938 Calculator
FATCA reporting threshold by filing status and US/abroad residence, dual year-end/any-time tests
FBAR Calculator
$10k aggregate threshold, FinCEN Form 114, multi-currency Treasury rates
Federal GS Pay Calculator
2026 GS grade, step, locality pay, FERS, TSP, FEHB, and take-home
Federal Poverty Level Calculator
Convert household income to a 2026 FPL percentage and compare common program thresholds
Filing Status Calculator
Screen Single, MFJ, MFS, Head of Household, and Qualifying Surviving Spouse
First RMD Deadline Calculator
SECURE 2.0 starting age, first RMD year, April 1 deadline, and employer-plan still-working delay
Florida Child Support
§61.30 schedule, ≥20% overnight gross-up, childcare add-ons
Florida Sales Tax Rates by County
All 67 Florida counties: state rate plus each county discretionary surtax, with start and sunset dates from the DOR table
Foreign Earned Income Exclusion
$130,000 Form 2555 exclusion, physical presence test, housing deduction
Foreign Housing Exclusion Calculator
Form 2555 lines 28-36: qualified expenses minus base amount (FEIE × 16%), capped by IRS high-cost city table
Foreign Tax Credit Calculator
Form 1116 by basket (passive, general, GILTI, treaty); limitation = (foreign TI ÷ total TI) × US tax; carryover tracked
Form 1041 Filing Requirement
$600 gross-income test, trust taxable-income rule, April 15, 2026 deadline, and Form 7004
Form 1099-DA Basis Reconciliation
Decode digital-asset proceeds, reconcile missing or incorrect basis, and map transactions to Form 8949
Form 4868 Extension Planner
An extension gives you time to file, not to pay — estimate what to send by April 15 to avoid penalties
Form 709 Filing Requirement Checker
Check annual-exclusion gifts, gift splitting, direct tuition and medical payments, and five-year 529 elections using the $19,000 2026 exclusion
Form 8949 Worksheet
Reconcile capital-asset sales and total short-term and long-term reporting categories
Form W-8BEN Guide
Choose the correct foreign-person withholding certificate and screen the default rate
Georgia Child Support
BCSO table plus the mandatory 2026 parenting-time and low-income rules
Gift Tax Lifetime Exemption Planner
Project annual gifts, 529 five-year elections, Form 709 years, and remaining lifetime exemption
Gifted Property Basis Calculator
Apply carryover and dual-basis rules to estimate gain, loss, or the no-gain/no-loss zone
Gig & 1099-K Calculator
Third-party payment 1099-K thresholds, SE tax + estimated payments for platform income
Gross-Up Calculator
Reverse net → gross: required salary to take home target amount after federal + FICA
HELOC Interest Deduction
TCJA rules: HELOC interest deductible only for home improvement — itemize vs standard comparison
HELOC Payment Calculator
Interest-only draw-period payment vs fully-amortizing repayment, plus payment shock
High-Yield Savings vs CD Calculator
After-tax earnings, breakeven APY, and the early-withdrawal penalty deduction
Hourly Paycheck Calculator
Hourly take-home pay with regular and overtime hours (1.5x), federal, FICA and state withholding
IEEPA Tariff Refund Calculator
Find your IEEPA refund route (CAPE, protest, court case or carrier portal) and estimate the interest CBP adds
Illinois Child Support
March 2026 income-shares tables, 146-overnight shared care formula
Illinois Estate Tax Calculator
Form 700 interrelated method, $4M threshold, adjusted gifts, and Illinois situs share
Illinois Sales Tax Rates by City and County
Combined general merchandise, drug and grocery rates for every Illinois municipality and county, from the official IDOR rate files
Imputed Income (Group-Term Life)
IRS Table I imputed income on employer life insurance over $50,000 — W-2 Box 12 code C and the FICA it costs you
Indiana Child Support
Weekly guideline schedule, parenting time credit worksheet, child care and premiums
Indiana County Income Tax Calculator
Estimate 2026 county tax using official Indiana DOR rates
Inheritance Tax by State Calculator
KY, MD, NE, NJ, PA inheritance tax by relationship class — spouse exempt, collateral/unrelated up to 16%. Iowa repealed 2025
Inherited IRA Calculator
SECURE Act 10-year rule, annual RMDs, EDB life-expectancy stretch
Inherited Property Basis Calculator
Step-up basis, improvements, depreciation, sale gain, Section 1250 recapture, and NIIT
Injured Spouse Refund Calculator
Screen Form 8379 eligibility and estimate the refund attributable to the injured spouse
Innocent Spouse Relief Eligibility
Screen innocent spouse, separation of liability, and equitable relief under Form 8857
Installment Sale Tax Calculator
Estimate Form 6252 gross-profit percentage, current gain, recapture and interest
Invoice Generator
Create an itemized invoice with optional sales tax and payment details. Free PDF export, no signup
Invoice Reminder Generator
Follow up an overdue invoice with a friendly, second, or final reminder. Free PDF export
IRS IP PIN Guide
Find the correct application, retrieval, dependent, or current-year IP PIN action
IRS Payment Plan (Installment Agreement)
Monthly payment + IRS interest + 0.25%/mo FTP penalty + setup fee. Streamlined ≤$50k/72mo
IRS Penalty Abatement Calculator
Check Automatic Exemption from Penalty, First Time Abate, and reasonable-cause paths
IRS Tax Form Finder
Search W-2, 1099, 1098, IRA, Marketplace, withholding, and return-preparation forms by document or payment type
IRS Tax Transcript Selector
Choose the right IRS return, account, wage and income, or non-filing transcript
ISO AMT Calculator
ISO bargain element AMT preference, qualifying disposition path, 26%/28% AMT rates, AMT credit carryforward
ISO vs NSO Calculator
Side-by-side ISO qualifying / disqualifying vs NSO ordinary-income-at-exercise; AMT, FICA, LTCG break-even
Itemized vs Standard
$40,000 SALT cap, mortgage interest, 7.5% AGI medical floor
Las Vegas Sales Tax Calculator
8.375% general combined rate with state and local layers
Late Filing Penalty
Failure-to-file 5%/month, failure-to-pay 0.5%/month, daily-compounded IRS interest on a missed deadline
Lawsuit Settlement Tax Calculator
Estimate taxable settlement income, attorney-fee deductions, federal tax, and net proceeds
Life Expectancy Calculator
Remaining life expectancy by age and sex from the SSA period life table, plus the chance of reaching 85, 90 and 95
Life Insurance & Estate Tax
§2042 insurance inclusion, ILIT savings, coverage gap for estate tax liability
Loan Calculator
Monthly payment, total interest, and full amortization for any fixed-rate loan
Long-Term Care Deduction
IRS age-based LTC premium limits, 7.5% AGI floor, self-employed above-line deduction
Lottery Annuity Calculator
Compare the official cash value with 30 increasing payments, present value, and break-even return
Louisiana Child Support
2025 schedule, Worksheet A and Worksheet B shared custody, child care and insurance
MAGI Calculator
Modified AGI + Roth IRA phase-out, IRMAA, NIIT, ACA, and OBBBA senior deduction status
Marginal Tax Rate Calculator
Find the rate on the next dollar and estimate bracket tax on another $1,000
Maryland Child Support
2021 schedule, Worksheet A sole and Worksheet B shared physical custody
Maryland County Income Tax Calculator
Estimate local income tax for supported Maryland counties and Baltimore City
Maryland Estate Tax Calculator
$5M exclusion, DSUE, state-death-tax credit cap, situs share, and inheritance-tax offset
Massachusetts Estate Tax Calculator
$2M threshold, M-706 state-death-tax credit table, $99,600 credit, and situs share
Medicaid Income Limits 2026
Check Medicaid income limits by state — 138% FPL expansion threshold, non-expansion parent limits, and the coverage gap
Medicare Extra Help Eligibility
Check 2026 Part D income, resource, Medicare and residence limits
Medicare IRMAA Calculator
Enter your MAGI and filing status to estimate your own Part B and Part D surcharge
Medicare Premium Calculator
Estimate Parts A, B, and D premiums plus IRMAA for one or two Medicare enrollees
Mega Backdoor Roth Calculator
After-tax 401(k) to Roth: $72k total limit, conversion gains tax, 5-year rule
Miami Sales Tax Calculator
7% general combined rate with state and local layers
Michigan Child Support
2025 formula, low-income threshold, parental time offset, medical and child care
Minnesota Child Support
2023 basic support table, parenting expense adjustment, self-support reserve
Minnesota Estate Tax Calculator
2026 $3M exclusion, 13%–16% rates, qualified property deduction, and situs share
Missed RMD Penalty Calculator
Form 5329 shortfall, 25% general tax, 10% correction-window rate, and reasonable-cause waiver path
Missouri Sales Tax Rates by City and County
Combined sales and food rates for every Missouri city, county and special district row, from the official DOR quarterly rate tables
Mortgage Points Deduction
Purchase = year-1 full; refi = amortize over term; refi-with-improvements = split (Pub 936)
Multi-State Tax Calculator
Multiple state income allocations, residency, part-year nonresidents
Nanny Tax Calculator
FICA withholding, W-2, household employee Schedule H
New Jersey Child Support
September 2025 schedule, sole and shared-parenting worksheets
New York Child Support (CSSA)
17%–35% of combined income to the $193,000 cap, self-support reserve
New York City Sales Tax Calculator
8.875% general combined rate with state and local layers
New York Estate Tax Calculator
2026 $7.35M exclusion, ET-706 rates, 105% cliff, applicable credit, and situs share
New York Sales Tax Rates by County and City
Combined state and local rates and reporting codes for every New York county, New York City and the cities with their own rate, from Publication 718
No Tax on Social Security?
Find out if OBBBA actually zeroes out tax on your Social Security — provisional-income taxability plus the new $6,000 senior deduction
Nonresident Alien Tax Calculator
Screen substantial presence and estimate Form 1040-NR ECI and FDAP tax
North Carolina Child Support
2023 guidelines schedule, Worksheet A and shared-custody Worksheet B
NSO Tax Calculator
Non-qualified stock options: bargain element ordinary income + FICA at exercise, ST/LT capital gain on sale
NYC Income Tax Calculator
Estimate New York City resident income tax using the four progressive city rates
Offer in Compromise Calculator
Estimate Form 656 reasonable collection potential, initial payment, and the $205 application fee
Ohio Child Support
Basic schedule and sole/shared worksheet, self-sufficiency reserve, cash medical
Ohio Municipal Income Tax Calculator
Estimate Columbus tax or enter an official Ohio Finder municipal rate
Oklahoma Child Support
43 O.S. § 119 schedule, parenting time adjustment from 121 overnights, child care and insurance
OnlyFans Tax Calculator
Creator income after the platform fee: SE tax, federal and state income tax, and how much of each payout to set aside
Oregon Child Support
Guidelines scale, parenting time credit formula, self-support reserve, $100 minimum
Oregon Estate Tax Calculator
$1M threshold, OR-706 rates from 10% to 16%, deductions, and situs share
Overtime Pay Calculator
FLSA time-and-a-half: overtime rate, weekly and annual pay for hours over 40/week
Packing Slip Generator
List what was shipped, quantities, and recipient details. Free PDF export, no signup
Payment Plan Agreement Generator
Create a payment plan with scheduled installments and late fee terms. Free PDF export
Pennsylvania Child Support
2026 basic schedule, self-support reserve, 40% shared custody adjustment
Pennsylvania Local Income Tax Calculator
Apply an address-specific Pennsylvania DCED earned-income-tax rate
Pension & Annuity Tax Calculator
IRS Simplified Method: tax-free vs taxable portion of pension/annuity payments, Pub 575 Tables 1 & 2
Personal Loan Calculator
Monthly payment, total cost, and effective APR including an origination fee
Philadelphia Sales Tax Calculator
8% general combined rate with state and local layers
Philadelphia Wage Tax Calculator
Estimate 2026 resident or nonresident Philadelphia Wage Tax with the July rate change
Proforma Invoice Generator
Send pre-sale pricing before the final invoice. Free PDF export, no signup
Prorated Rent Calculator
Partial-month rent for a mid-month move-in or move-out: actual-days, 30-day month and yearly methods side by side
Purchase Order Generator
Create a supplier-ready purchase order with line items and delivery details. Free PDF export
Purchase Requisition Generator
Request internal approval before issuing a purchase order. Free PDF export, no signup
QCD Tax Savings Calculator
Qualified charitable distribution eligibility, RMD offset, $111,000 annual limit, and federal tax savings
QSBS Calculator (§1202)
Qualified Small Business Stock exclusion: up to 100% of federal gain excluded, $10M / 10× basis cap, state non-conformity (CA, NJ, PA, MS)
Quote Generator
Create a price quote with validity dates, line items, and terms. Free PDF export, no signup
Receipt Generator
Create a payment receipt with line items and business details. Free PDF export, no signup
Refinance Calculator
New payment vs old, monthly savings, exact break-even month, and lifetime interest delta
Refinance Tax Impact
Points amortization on refi, interest deduction change, after-tax break-even analysis
Rent Increase Cap Calculator
Maximum legal rent increase under the California, Oregon and Washington caps and NYC rent stabilized renewal guidelines
Retirement Income Tax by State
2025 Social Security, pension, and IRA tax treatment across 20 states using official state instructions
Retirement Income Tax Calculator
Combine Social Security, pension, IRA withdrawals, dividends and capital gains
Retirement State Tax Comparison
Compare the same Social Security, pension, IRA, and other income across two official state retirement-tax models
Retirement Withdrawal Strategy
Tax-efficient decumulation: taxable → 401k → Roth. RMDs, IRMAA cliffs, SS taxability
Reverse Mortgage Calculator
HECM loan balance vs. home equity, year by year — FHA mortgage insurance, non-recourse cap, $1,249,125 2026 lending limit
Roth Conversion 5-Year Rule
Separate conversion clock, Roth ordering rules, recapture amount, and possible 10% additional tax
Roth Conversion Calculator
Pro-rata tax on conversions, tax-free growth at conversion basis
Roth Conversion IRMAA Calculator
Model a taxable Roth conversion against published Medicare IRMAA tiers and the two-year MAGI lookback
Roth Conversion Ladder Calculator
Annual conversion rungs, five-year access dates, bridge-funding gap, and estimated federal conversion tax
Roth IRA Calculator
Tax-free growth projection, 2026 contribution limit, and MAGI income phase-out check
RSU Multi-State Allocator
Workday-fraction allocation of RSU vest income across multiple US states. CA + NY 14-day rule support.
RSU Trailing State Tax Calculator
Sale-time state tax when selling RSUs after moving states. CA FTB Pub 1004 source rule + NY 14-day rule.
Sales Tax Rate by ZIP Code
Look up the combined sales tax rate for any US ZIP code from official SST data, plus a calculator for the total
SALT Deduction Cap Calculator
OBBBA state & local tax cap: $40,400 in 2026 with 30% phase-out above $505,000 MAGI, vs the old $10,000 limit
Schedule A Deduction Calculator
Itemized deductions vs standard deduction — medical, SALT, mortgage interest, charity
Schedule C Calculator
Total business income and expenses, net profit, self-employment tax, and quarterly set-aside
SDI Tax Calculator
State disability insurance withholding for CA, NJ, NY, HI, RI — 2026 and 2025 rates, wage bases, and maximums
Section 199A QBI Deduction
20% qualified business income, W-2 wage / asset limits, phase-outs
Security Deposit Interest Calculator (Maryland & Connecticut)
Interest a Maryland or Connecticut landlord owes on a security deposit, year by year: 1.5% or the 1-year Treasury yield in Maryland, the deposit index in Connecticut
Self-Employed Health Insurance
Form 7206 deduction: LTC age caps, net-profit ceiling, employer-eligibility rule
Service Agreement Summary Generator
Summarize scope, dates, terms, and totals of a service agreement. Free PDF export
SNAP Benefits Calculator
Estimate monthly SNAP (food stamps) benefits using FY2027 USDA FNS allotments, deductions, and income limits
Social Security Break-Even
Crossover age when delaying SS to FRA or 70 beats claiming at 62
Social Security COLA 2027
The 2027 COLA and the three CPI-W prints that set it, every COLA since 1975, and the increase priced against your own check
Social Security Earnings Test
Estimate benefits withheld when working before full retirement age under 2026 limits
Social Security Full Retirement Age
Find FRA by birth year and compare monthly benefits at age 62, FRA, and 70
Social Security Lump-Sum Election
Compare Publication 915 regular and lump-sum election taxable-benefit methods
Social Security Spousal Benefits
Compare a spouse’s own retirement benefit with up to 50% of the worker’s PIA
Social Security Survivor Benefits
Estimate widow or widower benefits from age 60 through survivor full retirement age
Social Security Withholding
Compare the four Form W-4V rates and estimate federal withholding from benefit payments
Social Security: 62 vs 67 vs 70
Side-by-side monthly benefit, lifetime totals, and break-even age at three claiming ages
South Carolina Child Support
2024 guidelines schedule, Worksheet C shared custody from 110 overnights, self-support reserve, child care credit
South Carolina Sales Tax Rates by City and County
Total, accommodations and unprepared food rate and the local tax codes for South Carolina cities and unincorporated counties, from the official SCDOR ST-575 chart
SSA-44 IRMAA Appeal Planner
Screen a life-changing event, compare old and projected MAGI, estimate IRMAA savings, and prepare evidence
State Capital Gains Tax Calculator
Estimate state tax on short- or long-term gains across 10 high-demand states
Statement of Account Generator
Summarize a client's invoices, payments, and outstanding balance. Free PDF export, no signup
States That Tax Social Security
Only 8 states still tax Social Security in 2026 — income thresholds and exemptions for each, plus why federal tax applies everywhere
Stock Option Early Exercise Calculator
Early-exercise unvested ISOs/NSOs at startup, lock in zero bargain via 83(b), convert future gain to LTCG
Student Loan Forgiveness Tax Bomb
IDR forgiveness tax liability: ARPA expires 12/31/25 — project your tax bomb and savings plan
Student Loan Interest Deduction
$2,500 cap §221 above-the-line, MAGI phase-out $85k-$100k single / $175k-$205k joint
Student Loan Refinance Tax Impact
Federal vs private trade-offs: lost IDR/PSLF protections, interest deduction phaseout, after-tax cost
Survivor Switch Strategy
Compare claiming survivor benefits early and switching to your own at 70, against the reverse, with the RIB-LIM cap applied
Tariff Calculator
Estimate US import duty and CBP fees on a parcel or shipment: MFN plus Section 232, 301 and 338 tariffs, MPF and the de minimis rules
Tax Bracket Finder
Find your 2025 or 2026 marginal bracket, effective rate, taxable income, and room before the next bracket
Tax by State Hub
Per-state landing pages for bracket tables, filing status nuances, and credit comparisons across all 50 states
Tax-Equivalent Yield Calculator
CD vs muni vs Treasury: after-tax yield comparison for your tax bracket + NIIT
Taxable Income Calculator
Estimate adjusted gross income, deductions, taxable income, and ordinary federal tax
Taxable vs Tax-Advantaged Savings
HYSA vs Roth IRA vs 401(k) vs muni bonds: after-tax future value comparison
Tennessee Child Support
Rule 1240-02-04 schedule, parenting time credit from 92 days, self-support reserve
Texas Child Support
20%–40% of net resources, $11,700/mo cap, OAG 2026 tax charts
Texas Sales Tax Rates by City
Combined sales tax rates for Texas cities, counties, and special districts, from official Texas Comptroller tables
Timesheet Generator
Track hours worked by day for payroll or client invoicing. Free PDF export, no signup
Traditional IRA Deduction Calculator
2025 and 2026 contribution limits, workplace-plan MAGI phaseouts, deductible amount, and Form 8606 basis
Trump Account Calculator
Project a Trump Account to age 18 — $1,000 pilot deposit, $5,000/yr cap, employer contributions, withdrawal tax, 529 comparison
Trust Tax Calculator
2026 Form 1041 ordinary brackets, $16,000 top-rate threshold, and 3.8% NIIT estimate
Unemployment Benefits Calculator
Estimate weekly UI benefits for CA, TX, NY, FL, OH — plus a PA reference
Utah Child Support
2023 base and low income tables, sole and joint physical custody worksheets
VA Disability Calculator
Combine multiple VA disability ratings with official §4.25/§4.26 math and estimate 2026 monthly and annual compensation
Virginia Child Support
2025 schedule, sole and shared custody worksheets, health coverage and child care
W-4 Multiple Jobs Calculator
Estimate Step 4(c) extra withholding for two or three jobs or a working spouse
W-4 Withholding Optimizer
Mid-year check: compare YTD withholding to projected 2026/2025 liability, get exact W-4 fixes
W-4P Pension Withholding Calculator
Estimate federal withholding per periodic pension or annuity payment
W-4R IRA Withholding Calculator
Model withholding on IRA distributions, eligible rollovers, and direct rollovers
W9 Form 2026 Guide
Choose W-9, W-8BEN, or W-8BEN-E and check TIN and backup-withholding next steps
WARN Act Notice Checker
Check federal 60-day layoff notice eligibility — employer size, plant closing, mass layoff, and CA/NY/NJ mini-WARN flags
Washington Estate Tax Calculator
2026 date-of-death exclusions, Table W rates, QFOBI deduction, and situs apportionment
Wisconsin Child Support
DCF 150 percentage of income standard, high-income tiers, shared placement from 92 overnights, low-income schedule
Work Order Generator
Create a work order with job details, scheduled dates, and assigned staff. Free PDF export
Wyoming Child Support
2023 net income tables, shared responsibility above 25% of overnights, self-support reserve
Frequently Asked Questions
What tax calculator do I need to file my return?
Start with the Federal Income Tax Calculator to estimate your total tax and refund. If you're self-employed, use the Self-Employment Tax Calculator for Schedule SE. For investment income, the Capital Gains Tax Calculator covers short-term and long-term gains.
How do I estimate my tax refund?
Use the Tax Refund Estimator to compare your total tax liability against your withholdings and estimated payments. You'll need your W-2 income, filing status, and any deductions or credits you plan to claim.
Which calculators help with retirement planning?
The 401(k) Calculator models employer match and tax-deferred growth. The Roth vs Traditional IRA tool compares after-tax outcomes. The RMD Calculator estimates Required Minimum Distributions, and the HSA Calculator shows triple-tax-advantage savings.