Crypto Tax Calculator
Estimate your cryptocurrency tax for 2025 or 2024. Enter your ordinary income, crypto trading gains, mining income, and staking rewards to see your total tax, long-term capital gains rate, and Net Investment Income Tax (NIIT).
Total Tax
$9,449Long-Term Rate
15.00%NIIT (3.8%)
$0Effective Rate
11.12%| Ordinary Income | $75,000 |
| Crypto Income (Mining, Staking, Airdrops) | $0 |
| Short-Term Crypto Gains | $0 |
| Long-Term Crypto Gains | $10,000 |
| Total Income | $85,000 |
| Federal Income Tax (ordinary + short-term) | $7,949 |
| Long-Term Capital Gains Tax (15.00%) | $1,500 |
| Net Investment Income Tax (NIIT, 3.8%) | $0 |
| Total Tax | $9,449 |
Frequently asked questions
How is cryptocurrency taxed in the US?
Selling or trading cryptocurrency is treated as a capital gains event — short-term if held one year or less, long-term if held more than one year. Mining, staking, and airdrop income is taxed as ordinary income at the fair market value when received.
What is the difference between short-term and long-term crypto gains?
Short-term crypto gains come from assets held for one year or less and are taxed at ordinary income tax rates, up to 37%. Long-term crypto gains apply to assets held for more than one year and are taxed at preferential rates of 0%, 15%, or 20%, depending on your taxable income and filing status.
Can I deduct crypto losses?
Yes, crypto losses can offset crypto gains. If your net capital losses exceed your gains, you can deduct up to $3,000 ($1,500 if married filing separately) against ordinary income per year. Any remaining losses carry forward indefinitely to future tax years.
Is staking income taxable?
Yes, staking rewards are taxed as ordinary income at the fair market value when received, per IRS Rev. Rul. 2023-14. You owe tax on the rewards in the year you gain dominion and control over them.