Hawaii Income Tax Rates 2025
Hawaii has a progressive income tax system with 12 brackets ranging from 1.4% to 11%. It has the most brackets of any US state and one of the highest top marginal rates, second only to California.
Tax Type
Progressive
Rate Range
1.4% – 11%
Brackets
12
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Hawaii is only part of the equation — federal taxes apply too.
State Tax Ranking
At $75,000 income (single filer), Hawaii ranks #50 out of 51 states — where #1 is the lowest tax burden.
Best states to move to from Hawaii →Tax at Different Income Levels
| Income | State Tax | Effective Rate | Take-Home |
|---|---|---|---|
| $50,000 | $3,379 | 6.76% | $42,750 |
| $75,000 | $5,441 | 7.25% | $61,610 |
| $100,000 | $7,504 | 7.50% | $79,047 |
| $150,000 | $11,629 | 7.75% | $113,304 |
| $200,000 | $16,379 | 8.19% | $146,554 |
Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).
2025 Tax Brackets — Single Filer
| Taxable Income | Rate |
|---|---|
| $0 – $2,400 | 1.4% |
| $2,400 – $4,800 | 3.2% |
| $4,800 – $9,600 | 5.5% |
| $9,600 – $14,400 | 6.4% |
| $14,400 – $19,200 | 6.8% |
| $19,200 – $24,000 | 7.2% |
| $24,000 – $36,000 | 7.6% |
| $36,000 – $48,000 | 7.9% |
| $48,000 – $150,000 | 8.3% |
| $150,000 – $175,000 | 9% |
| $175,000 – $200,000 | 10% |
| Over $200,000 | 11% |
2025 Tax Brackets — Married Filing Jointly
| Taxable Income | Rate |
|---|---|
| $0 – $4,800 | 1.4% |
| $4,800 – $9,600 | 3.2% |
| $9,600 – $19,200 | 5.5% |
| $19,200 – $28,800 | 6.4% |
| $28,800 – $38,400 | 6.8% |
| $38,400 – $48,000 | 7.2% |
| $48,000 – $72,000 | 7.6% |
| $72,000 – $96,000 | 7.9% |
| $96,000 – $300,000 | 8.3% |
| $300,000 – $350,000 | 9% |
| $350,000 – $400,000 | 10% |
| Over $400,000 | 11% |
Tax Overview
This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.
Tax Planning Tip
In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.
Hawaii's 12-bracket system applies marginal rates to each slice of income. The top rate of 11% applies to income over $200,000 for single filers. Hawaii's numerous brackets mean the tax burden increases gradually, though middle-income earners face relatively high rates compared to other states. Hawaii has a General Excise Tax (GET) of 4% (4.5% in Honolulu County) that functions like a sales tax but is technically levied on businesses. Social Security benefits are not taxed, but most other forms of retirement income are taxable.
Property Tax & Cost of Living
Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.
Compare Hawaii
California
1% – 13.3%
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Oregon
4.75% – 9.9%
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Oklahoma
0.25% – 4.75%
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Kansas
3.1% – 5.7%
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New Hampshire
No income tax
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Nebraska
2.46% – 5.84%
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Arkansas
2% – 3.9%
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Alaska
No income tax
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Explore Hawaii taxes
Frequently asked questions
What is Hawaii's income tax rate in 2025?
Hawaii has a progressive income tax with 12 brackets ranging from 1.4% to 11%. Your effective rate depends on your total taxable income.
Does Hawaii tax Social Security benefits?
Hawaii does not tax Social Security benefits at the state level.