Mississippi Income Tax Rates 2025
Mississippi has a flat income tax rate of 4.7% on taxable income over $10,000. The first $10,000 of taxable income is exempt from state income tax.
Tax Type
Flat
Rate Range
4.7% flat
Brackets
1
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Mississippi is only part of the equation — federal taxes apply too.
State Tax Ranking
At $75,000 income (single filer), Mississippi ranks #21 out of 51 states — where #1 is the lowest tax burden.
Best states to move to from Mississippi →Tax at Different Income Levels
| Income | State Tax | Effective Rate | Take-Home |
|---|---|---|---|
| $50,000 | $1,880 | 3.76% | $44,249 |
| $75,000 | $3,055 | 4.07% | $63,996 |
| $100,000 | $4,230 | 4.23% | $82,321 |
| $150,000 | $6,580 | 4.39% | $118,353 |
| $200,000 | $8,930 | 4.46% | $154,003 |
Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).
2025 Tax Brackets — Single Filer
| Taxable Income | Rate |
|---|---|
| $0 – $10,000 | 0% |
| Over $10,000 | 4.7% |
2025 Tax Brackets — Married Filing Jointly
| Taxable Income | Rate |
|---|---|
| $0 – $10,000 | 0% |
| Over $10,000 | 4.7% |
Tax Overview
This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.
Tax Planning Tip
In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.
Mississippi applies a flat 4.7% tax rate on taxable income exceeding $10,000. The first $10,000 of taxable income is not subject to state income tax, effectively creating a zero-tax threshold. Mississippi does not tax Social Security benefits or most retirement income.
Property Tax & Cost of Living
Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.
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Frequently asked questions
What is Mississippi's income tax rate in 2025?
Mississippi has a flat income tax rate of 4.7% on all taxable income, regardless of how much you earn.
Does Mississippi tax Social Security benefits?
Mississippi does not tax Social Security benefits or most retirement income at the state level.