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Georgia Income Tax Rates 2025

Georgia has transitioned from a progressive income tax to a near-flat structure. For 2025, the rate is 5.39% and is scheduled to continue decreasing toward a flat 4.99% in coming years. Historically, Georgia had 6 brackets ranging from 1% to 5.75%.

Tax Type

Progressive

Rate Range

1% – 5.39%

Brackets

6

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Georgia is only part of the equation — federal taxes apply too.

State Tax Ranking

#39 of 51 High tax burden at $75,000 income

At $75,000 income (single filer), Georgia ranks #39 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $2,548 5.10% $43,581
$75,000 $3,895 5.19% $63,156
$100,000 $5,243 5.24% $81,308
$150,000 $7,938 5.29% $116,995
$200,000 $10,633 5.32% $152,300

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

2025 Tax Brackets — Single Filer

Taxable Income Rate
$0 – $750 1%
$750 – $2,250 2%
$2,250 – $3,750 3%
$3,750 – $5,250 4%
$5,250 – $7,000 5%
Over $7,000 5.4%

2025 Tax Brackets — Married Filing Jointly

Taxable Income Rate
$0 – $1,000 1%
$1,000 – $3,000 2%
$3,000 – $5,000 3%
$5,000 – $7,000 4%
$7,000 – $10,000 5%
Over $10,000 5.4%

Tax Overview

Georgia switched to a flat income tax rate of 5.39% in 2025 (previously progressive brackets up to 5.75%). Georgia's overall cost of living is below the national average, and the state offers a standard deduction of $12,000 for single filers and $18,000 for married filing jointly.

Tax Planning Tip

Georgia's transition to a flat rate simplifies tax planning. The state's generous standard deduction ($12,000 single) reduces the effective rate, especially for lower-income earners. Combined with below-average cost of living, Georgia offers a balanced tax environment.

Georgia enacted tax reform in 2022 that is phasing in a flat income tax rate. For the 2025 tax year, the rate is 5.39% applied to all taxable income. The rate is scheduled to decrease by increments each year, with a target of reaching 4.99%. Georgia uses its own standard deduction and personal exemption system. Georgia exempts Social Security benefits from state income tax. The state sales tax rate is 4%, with combined local rates typically reaching 7%–8%. Georgia also offers a retirement income exclusion for taxpayers aged 62 and older.

Property Tax & Cost of Living

Property Tax Rate
0.83%
$2,656/yr on $320,000 home
Cost of Living Index
93
7% below national average
Median Home Value
$320,000
Housing index: 80 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.

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Frequently asked questions

What is Georgia's income tax rate in 2025?

Georgia has a flat income tax rate of 5.39% on all taxable income, regardless of how much you earn.

Does Georgia tax Social Security benefits?

Georgia does not tax Social Security benefits at the state level.

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Last updated May 1, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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