How long benefits last
UIA multiplies your total base-period wages by 43 percent, divides by your weekly benefit rate and rounds down to the nearest half week. The result is at least 14 and at most 26 weeks.
Michigan Unemployment Benefits 2026
What Michigan unemployment insurance pays each week, how the Unemployment Insurance Agency (UIA) works out your benefit, how long it lasts, how it is taxed, and where to apply.
Michigan unemployment at a glance
| Maximum weekly benefit | $530 |
|---|---|
| Maximum duration | 14 to 26 weeks |
| Waiting week | No unpaid waiting week |
| Federal income tax | Taxable |
| Michigan income tax | Taxable |
The 2026 maximum. Each dependent adds $19.33 a week (up to five), within the maximum.
How the weekly benefit is calculated
UIA multiplies the highest quarter of wages in your base period by 4.1 percent, up to $530 a week.
The unemployment benefits calculator models California, Texas, New York, Florida and Ohio; for Michigan, use the rules above or the agency's own estimate.
Waiting week
Michigan has no unpaid waiting week, but UIA may not issue your first payment until 10 days after your Monetary Determination is issued.
Is Michigan unemployment taxable?
State: Michigan taxes unemployment benefits: for a Michigan resident, unemployment benefits included in federal adjusted gross income are subject to Michigan income tax.
Federal: Unemployment compensation is taxable on your federal return: the IRS says you generally must include in income all unemployment compensation you receive. Your state sends Form 1099-G showing what it paid, and you can choose to have federal income tax withheld by filing Form W-4V.
Federal tax is withheld only if you ask for it, so a year of benefits can leave a tax bill: the quarterly estimated tax calculator shows what to set aside.
How to apply
File your claim with the Unemployment Insurance Agency (UIA). The notice it sends you with your weekly benefit amount is the official figure for your claim.
Apply with UIA →Frequently asked questions
How much does Michigan unemployment pay per week?
Michigan pays up to $530 a week. The 2026 maximum. Each dependent adds $19.33 a week (up to five), within the maximum. UIA multiplies the highest quarter of wages in your base period by 4.1 percent, up to $530 a week.
How long can you collect unemployment in Michigan?
UIA multiplies your total base-period wages by 43 percent, divides by your weekly benefit rate and rounds down to the nearest half week. The result is at least 14 and at most 26 weeks.
Does Michigan have a waiting week for unemployment?
Michigan has no unpaid waiting week, but UIA may not issue your first payment until 10 days after your Monetary Determination is issued.
Is unemployment taxable in Michigan?
Michigan taxes unemployment benefits: for a Michigan resident, unemployment benefits included in federal adjusted gross income are subject to Michigan income tax. Unemployment compensation is taxable on your federal return: the IRS says you generally must include in income all unemployment compensation you receive. Your state sends Form 1099-G showing what it paid, and you can choose to have federal income tax withheld by filing Form W-4V.
How do I apply for unemployment in Michigan?
Apply with the Unemployment Insurance Agency (UIA), the agency that decides your claim and pays benefits. Its notice of your benefit amount is the official figure.
Unemployment benefits in other states
California Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Texas Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Florida Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
New York Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Pennsylvania Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Illinois Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Ohio Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Georgia Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
North Carolina Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
New Jersey Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Washington Unemployment Benefits
Weekly amount, weeks, waiting week and tax.
Sources
Related Calculators
Unemployment Benefits Calculator
Estimate weekly UI benefits for CA, TX, NY, FL, OH — plus a PA reference
Severance Tax Calculator
Supplemental wage withholding, FICA, state tax on separation pay
Quarterly Estimated Tax
Four installments (4/15, 6/15, 9/15, 1/15), safe harbor 90%/100%
State Income Tax
All 50-state brackets, credits, deductions for your filing status