What Florida unemployment insurance pays each week, how the FloridaCommerce Reemployment Assistance works out your benefit, how long it lasts, how it is taxed, and where to apply.
Florida unemployment at a glance
Maximum weekly benefit
$275
Minimum weekly benefit
$32
Maximum duration
12 weeks (claims filed in 2025 or 2026)
Waiting week
Yes, one unpaid week
Federal income tax
Taxable
Florida income tax
Not taxed
How the weekly benefit is calculated
Your weekly benefit is one twenty-sixth of the wages paid in the highest-earning quarter of your base period, rounded down to the dollar, but not less than $32 or more than $275 (Fla. Stat. §443.111(3)).
FloridaCommerce states a maximum of 12 weeks and a maximum benefit amount of $3,300 for claims filed in 2025 and 2026. Florida law recalculates the number of weeks from the state unemployment rate, so it can change for claims filed in later years.
Waiting week
The first week of your claim in which you meet the eligibility requirements is an unpaid waiting week. By state law it is never paid, and nothing is deducted from your benefit limit for it.
Is Florida unemployment taxable?
State: Florida does not impose a personal income tax, so unemployment benefits are taxed only on your federal return.
Federal: Unemployment compensation is taxable on your federal return: the IRS says you generally must include in income all unemployment compensation you receive. Your state sends Form 1099-G showing what it paid, and you can choose to have federal income tax withheld by filing Form W-4V.
Federal tax is withheld only if you ask for it, so a year of benefits can leave a tax bill: the quarterly estimated tax calculator shows what to set aside.
How to apply
File your claim with the FloridaCommerce Reemployment Assistance. The notice it sends you with your weekly benefit amount is the official figure for your claim.
Florida pays between $32 and $275 a week. Your weekly benefit is one twenty-sixth of the wages paid in the highest-earning quarter of your base period, rounded down to the dollar, but not less than $32 or more than $275 (Fla. Stat. §443.111(3)).
How long can you collect unemployment in Florida?
FloridaCommerce states a maximum of 12 weeks and a maximum benefit amount of $3,300 for claims filed in 2025 and 2026. Florida law recalculates the number of weeks from the state unemployment rate, so it can change for claims filed in later years.
Does Florida have a waiting week for unemployment?
The first week of your claim in which you meet the eligibility requirements is an unpaid waiting week. By state law it is never paid, and nothing is deducted from your benefit limit for it.
Is unemployment taxable in Florida?
Florida does not impose a personal income tax, so unemployment benefits are taxed only on your federal return. Unemployment compensation is taxable on your federal return: the IRS says you generally must include in income all unemployment compensation you receive. Your state sends Form 1099-G showing what it paid, and you can choose to have federal income tax withheld by filing Form W-4V.
How do I apply for unemployment in Florida?
Apply with the FloridaCommerce Reemployment Assistance, the agency that decides your claim and pays benefits. Its notice of your benefit amount is the official figure.