Wisconsin Retirement Income Tax 2025
See how Wisconsin treats Social Security, private pensions, annuities, and IRA distributions for a full-year resident, then run the official-source estimate with your own income.
Social Security
Social Security benefits are not taxable.
Pension and IRA income
Age-based retirement-income subtractions may apply.
Estimated 2025 state tax
$1,672Resident return; local taxes and unmodeled credits excluded.
Modeled state taxable income
$41,000Retirement-income subtraction
$39,000Social Security benefits are not taxable.
Age-based retirement-income subtractions may apply.
Scope: The calculator does not model the interaction with Wisconsin income tax credits.
Wisconsin worked example
For a single filer age 68 with $80,000 of federal AGI, including $15,000 of federally taxable Social Security, $30,000 of pension income, $20,000 of IRA distributions, and $15,000 of other state-taxable income:
Retirement subtraction
$39,000
Modeled state taxable income
$41,000
Estimated 2025 state tax
$1,672
This is an illustration, not a tax return. Local taxes, credits, and unmodeled state adjustments are excluded.
What this model does not include
The calculator does not model the interaction with Wisconsin income tax credits. Review the official instructions before filing.
Review the full Wisconsin income tax guide →Wisconsin retirement income tax FAQs
Does Wisconsin tax Social Security benefits in 2025?
Social Security benefits are not taxable.
Does Wisconsin tax pensions and IRA withdrawals?
Age-based retirement-income subtractions may apply.
What does the Wisconsin retirement tax example include?
The example uses a single filer age 68 with $80,000 of federal AGI, $15,000 of federally taxable Social Security, $30,000 of private pension income, $20,000 of IRA distributions, and $15,000 of other state-taxable income.
Is this a complete Wisconsin resident return?
No. The estimate focuses on retirement-income treatment and the state rate schedule. It excludes local income tax and does not reproduce every deduction, credit, addition, subtraction, or special pension rule. The calculator does not model the interaction with Wisconsin income tax credits.
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