Kansas Retirement Income Tax 2025
See how Kansas treats Social Security, private pensions, annuities, and IRA distributions for a full-year resident, then run the official-source estimate with your own income.
Social Security
For tax years beginning after 2023, federally taxable Social Security is subtracted from Kansas income.
Pension and IRA income
Private pension and IRA income is generally taxable unless a specific Kansas retirement-plan subtraction applies.
Estimated 2025 state tax
$3,540Resident return; local taxes and unmodeled credits excluded.
Modeled state taxable income
$65,000Retirement-income subtraction
$15,000For tax years beginning after 2023, federally taxable Social Security is subtracted from Kansas income.
Private pension and IRA income is generally taxable unless a specific Kansas retirement-plan subtraction applies.
Scope: KPERS and other qualifying Kansas public retirement benefits and traceable KPERS rollover distributions are not modeled.
Kansas worked example
For a single filer age 68 with $80,000 of federal AGI, including $15,000 of federally taxable Social Security, $30,000 of pension income, $20,000 of IRA distributions, and $15,000 of other state-taxable income:
Retirement subtraction
$15,000
Modeled state taxable income
$65,000
Estimated 2025 state tax
$3,540
This is an illustration, not a tax return. Local taxes, credits, and unmodeled state adjustments are excluded.
What this model does not include
KPERS and other qualifying Kansas public retirement benefits and traceable KPERS rollover distributions are not modeled. Review the official instructions before filing.
Review the full Kansas income tax guide →Kansas retirement income tax FAQs
Does Kansas tax Social Security benefits in 2025?
For tax years beginning after 2023, federally taxable Social Security is subtracted from Kansas income.
Does Kansas tax pensions and IRA withdrawals?
Private pension and IRA income is generally taxable unless a specific Kansas retirement-plan subtraction applies.
What does the Kansas retirement tax example include?
The example uses a single filer age 68 with $80,000 of federal AGI, $15,000 of federally taxable Social Security, $30,000 of private pension income, $20,000 of IRA distributions, and $15,000 of other state-taxable income.
Is this a complete Kansas resident return?
No. The estimate focuses on retirement-income treatment and the state rate schedule. It excludes local income tax and does not reproduce every deduction, credit, addition, subtraction, or special pension rule. KPERS and other qualifying Kansas public retirement benefits and traceable KPERS rollover distributions are not modeled.
Sources
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