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Pennsylvania Tax Calculator

Pennsylvania applies one of the lowest flat rates of any state that taxes income at all, applied evenly to all taxable income. Pennsylvania excludes retirement income entirely — Social Security, pensions, and 401(k)/IRA withdrawals are all untaxed. Many municipalities and school districts separately levy their own local earned-income tax. This calculator applies the statewide flat rate to your entered income.

01INPUTS
Calculate Your State Income Tax
On $100,000 of taxable income in Pennsylvania, your estimated state income tax is $3,070 at an effective rate of 3.07%.
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State Tax

$3,070

Effective Rate

3.07%

Marginal Rate

3.07%
03BREAKDOWN
Tax Bracket Breakdown — Pennsylvania
3.07%$3,070
$0+
Total$3,070
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How Pennsylvania income tax works

  • Pennsylvania multiplies your taxable income by one of the lowest flat rates among states with an income tax.
  • Retirement income of every kind — Social Security, pensions, and account withdrawals — is excluded entirely from state tax.
  • Many municipalities and school districts separately levy their own local earned-income tax on top of the state figure.

Need the exact bracket thresholds instead of an estimate? See the Pennsylvania tax brackets for 2026 .

Estimate your Pennsylvania property tax by county, compare every state at the state tax brackets hub , or see the full tax-by-state directory .

Frequently asked questions

How is Pennsylvania income tax calculated?

Pennsylvania applies a single flat rate to your taxable income at the state level. The calculator multiplies your entered income by that rate.

Does Pennsylvania tax Social Security or retirement income?

No. Pennsylvania fully excludes Social Security, pensions, and 401(k)/IRA withdrawals from state taxable income.

Does Pennsylvania have local income taxes?

Yes — many Pennsylvania municipalities and school districts separately levy their own local earned-income tax on top of the state flat rate, depending on where you live or work.

How much state tax will I pay in Pennsylvania?

The state portion is simply the flat rate applied to your taxable income; local earned-income tax is added separately. Enter your figures above for the state-level result.

Sources

Related insights

Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.

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Last updated July 19, 2026 Tax year 2025 + 2026 state income tax

Data sources: Pennsylvania revenue department rate tables + Tax Foundation 2025

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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