New York Tax Calculator
New York taxes income through a tiered bracket system, with the bottom several rates trimmed slightly for 2026. What sets New York apart is its local layer: New York City residents pay an additional city income tax on top of the state figure, and Yonkers residents pay their own surcharge. This calculator applies New York's state-level bracket schedule to your entered income.
State Tax
$5,332Effective Rate
5.33%Marginal Rate
5.90%| Rate | Bracket Range | Tax |
|---|---|---|
| 3.90% | $0 – $8,500 | $332 |
| 4.40% | $8,500 – $11,700 | $141 |
| 5.15% | $11,700 – $13,900 | $113 |
| 5.40% | $13,900 – $80,650 | $3,605 |
| 5.90% | $80,650 – $215,400 | $1,142 |
| Total | $5,332 | |
How New York income tax works
- New York layers several brackets, taxing each slice of income at progressively higher rates.
- New York City residents owe an additional city income tax on top of the state amount.
- Yonkers residents pay their own local surcharge in addition to the state tax.
Need the exact bracket thresholds instead of an estimate? See the New York tax brackets for 2026 .
Estimate your New York property tax by county, compare every state at the state tax brackets hub , or see the full tax-by-state directory .
Frequently asked questions
How is New York income tax calculated?
New York applies a tiered state bracket schedule, and residents of New York City or Yonkers add a local tax or surcharge on top. The calculator here applies the state-level brackets to your entered income.
Does New York tax Social Security benefits?
No. New York excludes Social Security benefits from state taxable income.
Do New York City residents pay extra tax?
Yes — New York City residents owe an additional city income tax on top of the state amount, and Yonkers residents pay their own separate surcharge.
How much state tax will I pay in New York?
The state portion depends on which brackets your income falls into; city or Yonkers residents add a local amount on top. Enter your income above for the state-level result.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.
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