New Jersey Property Tax Calculator
New Jersey sits at or near the top of national comparisons of effective property tax rates, and the bill lands the usual way: an assessor's value multiplied by the combined levy of municipality, county, and schools. Relief programs return some of the cost to eligible homeowners, and assessment appeals are a well-worn path. Get a realistic estimate above by pairing your New Jersey county's median rate with a home value.
Annual Property Tax
$8,565Monthly (Escrow)
$714Effective Rate
1.88%Major county calculators
Highest property tax counties in New Jersey
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Camden County | 2.47% | $287,100 |
| Gloucester County | 2.40% | $310,400 |
| Passaic County | 2.26% | $459,500 |
| Warren County | 2.26% | $346,500 |
| Sussex County | 2.20% | $369,400 |
| Salem County | 2.19% | $239,500 |
| Mercer County | 2.15% | $377,700 |
| Essex County | 2.10% | $524,100 |
| Burlington County | 2.07% | $354,000 |
| Hunterdon County | 2.04% | $517,200 |
How property tax works in New Jersey
- An assessor's value is multiplied by the combined municipal, county, and school levy.
- New Jersey's effective rates are perennially among the very highest in the country.
- Relief programs and appeals both see heavy use by homeowners.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. New Jersey ranks #1 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your New Jersey income tax too? Use the New Jersey income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How much property tax will I pay in New Jersey?
At any given home value, expect one of the largest bills in the country — New Jersey's effective rates lead most national comparisons. For specifics, choose your county above and drop in a value; the county median does the rest.
Can I lower my New Jersey property tax bill?
Relief programs return part of the cost to many eligible homeowners — including seniors and veterans — and appealing the assessment is common when the value exceeds market reality. Appeal deadlines arrive early in the year in most counties.
How is property tax calculated in New Jersey?
An assessor sets your property's value, and the combined levy of your municipality, county, and school district is applied to it. Because each town adopts its own budget, neighboring towns can produce meaningfully different bills.
Are property taxes deductible?
On a federal itemized return, yes — under the SALT deduction, whose cap New Jersey homeowners reach more often than almost anyone given local bill sizes. Verify the cap with the IRS.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.