Bergen County Property Tax Calculator
Bergen County's more than seventy municipalities each run their own local tax assessor, so there's no single Bergen County assessing office — but every one of them operates within a state that consistently posts the highest effective property tax rates in the country. Once assessed, values feed into rates set locally to fund schools and municipal services. The tool above lets you pick Bergen County and enter a value for a projected total.
Annual Property Tax
$11,756Monthly (Escrow)
$980Effective Rate
1.89%Bergen County's effective rate is about the same as the New Jersey average (1.88%).
Edit inputs ↑Bergen County Effective Rate
1.89%
Vs. New Jersey Average
0% higher
New Jersey National Rank
#1 of 51
1 = highest statewide rate
County Median Home Value
$623,000
Estimated Annual Tax (Median Home)
$11,756
Monthly Equivalent
$980
Property tax in Bergen County, New Jersey
- Each municipality within Bergen County has its own local tax assessor responsible for valuing property, rather than one countywide office.
- New Jersey's property tax funds a large share of local school and municipal budgets, and the state consistently posts the nation's highest effective rates.
- Owners who dispute an assessment can file an appeal with the county tax board, and further appeal to the state tax court if needed.
- A partial exemption or deduction may be available for senior, disabled, or veteran homeowners depending on the municipality.
Other large New Jersey counties
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Camden County | 2.47% | $287,100 |
| Gloucester County | 2.40% | $310,400 |
| Passaic County | 2.26% | $459,500 |
| Warren County | 2.26% | $346,500 |
| Sussex County | 2.20% | $369,400 |
See property tax across every county in New Jersey at the New Jersey property tax calculator , or check your New Jersey income tax with the New Jersey income tax calculator .
Frequently asked questions
How is property tax calculated in Bergen County?
Your local municipality's tax assessor fixes the assessed value, and school, municipal, and county levies are then billed against that figure — there's no single Bergen County number since each town assesses independently. New Jersey's overall effective rates are consistently among the nation's highest, which shows up clearly here.
How do I appeal my Bergen County assessment?
A formal case goes to the county tax board ahead of the annual cutoff, supported by comparable sales showing the assessed figure is out of step. A further appeal to the state tax court is available if that outcome doesn't satisfy you.
Are there property tax exemptions available in Bergen County?
Some municipalities offer deductions for senior, disabled, or veteran homeowners that reduce what's owed, though the specifics vary by town since assessment and much of the exemption administration happens locally rather than countywide.
Why is property tax so high in Bergen County?
New Jersey as a whole consistently posts the highest effective property tax rates in the country, largely because property tax funds such a large share of local school and municipal budgets, and Bergen County's strong home values compound that statewide pattern.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.