Trump Accounts
How the new Trump Accounts work — the $1,000 pilot deposit, eligibility, Form 4547, employer contributions, and how they stack up against a 529 plan.
5 articles
IRS Form 4547: How to Claim the $1,000 Trump Account Deposit
Form 4547 walkthrough — open a Trump Account and claim the $1,000 pilot deposit: who files, each part of the form, SSN rules, and the online alternative.
Trump Account Eligibility: Who Qualifies for the $1,000 Pilot
Who qualifies for a Trump Account and the one-time $1,000 pilot deposit — the 2025-2028 birth window, SSN and citizenship rules, and age limits.
Trump Account vs 529 Plan: Which Should Parents Pick in 2026?
Trump Account vs 529 compared — tax treatment, contribution caps, the free $1,000 pilot and employer money, and education vs non-education withdrawals.
Employer Trump Account Contributions: The $2,500 Tax-Free Benefit
How employers add up to $2,500 a year tax-free to an employee's or dependent's Trump Account under section 128 — TACP plans, cap interaction, basis catch.
Trump Accounts Explained: $1,000 Pilot, Rules & Launch Date
What Trump Accounts are, who gets the $1,000 federal deposit, the $5,000 annual cap, withdrawal tax rules, and how to open one now that accounts are live.
Related Calculators
Trump Account Calculator
Project a Trump Account to age 18 — $1,000 pilot deposit, $5,000/yr cap, employer contributions, withdrawal tax, 529 comparison
529 Plan Calculator
Tax-free education savings + OBBBA K-12 expansion
Child Tax Credit
$2,200/child ($1,700 refundable), phases out $200k / $400k MFJ