US Tax Tools

Tennessee Income Tax

Tennessee has no state income tax on wages or salaries. The state previously imposed the Hall Tax on interest and dividend income, but it was fully repealed effective January 1, 2021. Tennessee residents now pay zero state income tax on all types of income.

Tax Type

No Income Tax

Income Tax Rate

0%

Brackets

None

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Tennessee is only part of the equation — federal taxes apply too.

State Tax Ranking

#6 of 51 Low tax burden at $75,000 income

At $75,000 income (single filer), Tennessee ranks #6 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $0 0.00% $46,129
$75,000 $0 0.00% $67,051
$100,000 $0 0.00% $86,551
$150,000 $0 0.00% $124,933
$200,000 $0 0.00% $162,933

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

What You Should Know

Tennessee relies on sales tax (7% state rate, up to 9.75% with local taxes — one of the highest combined rates in the nation) and other revenue sources to fund state services. The Hall Tax, which previously taxed interest and dividend income at rates up to 6%, was phased out between 2016 and 2021. Residents still owe federal income tax and FICA taxes on their earnings.

Tax Planning Tip

No tax on wages or investment income makes Tennessee tax-efficient for both earners and retirees. The high sales tax is the trade-off — factor this into cost-of-living comparisons.

Property Tax & Cost of Living

Property Tax Rate
0.56%
$1,708/yr on $305,000 home
Cost of Living Index
91
9% below national average
Median Home Value
$305,000
Housing index: 77 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.

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Frequently asked questions

What is Tennessee's income tax rate in 2025?

Tennessee has no state income tax. Residents pay only federal income tax on their earnings.

Does Tennessee tax Social Security benefits?

Tennessee does not tax Social Security benefits. Since there is no state income tax, no income of any kind is taxed at the state level.

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Last updated May 1, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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