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South Carolina Income Tax Rates 2025

South Carolina has a progressive income tax system with 6 brackets ranging from 0% to 6.4%. The first bracket is taxed at 0%, effectively providing a built-in exemption on the lowest tier of taxable income.

Tax Type

Progressive

Rate Range

0% – 6.4%

Brackets

3

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South Carolina is only part of the equation — federal taxes apply too.

State Tax Ranking

#43 of 51 High tax burden at $75,000 income

At $75,000 income (single filer), South Carolina ranks #43 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $2,507 5.01% $43,622
$75,000 $4,107 5.48% $62,944
$100,000 $5,707 5.71% $80,844
$150,000 $8,907 5.94% $116,026
$200,000 $12,107 6.05% $150,826

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

2025 Tax Brackets — Single Filer

Taxable Income Rate
$0 – $3,460 0%
$3,460 – $17,330 3%
Over $17,330 6.4%

2025 Tax Brackets — Married Filing Jointly

Taxable Income Rate
$0 – $3,460 0%
$3,460 – $17,330 3%
Over $17,330 6.4%

Tax Overview

This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.

Tax Planning Tip

In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.

South Carolina's progressive tax system means each portion of your income is taxed at the rate for that bracket. The first $3,460 of taxable income is taxed at 0%, giving every filer a tax-free threshold. South Carolina does not tax Social Security benefits and offers a retirement income deduction for residents age 65 and older.

Property Tax & Cost of Living

Property Tax Rate
0.53%
$1,511/yr on $285,000 home
Cost of Living Index
93
7% below national average
Median Home Value
$285,000
Housing index: 80 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.

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Frequently asked questions

What is South Carolina's income tax rate in 2025?

South Carolina has a progressive income tax with 6 brackets ranging from 0% to 6.4%. Your effective rate depends on your total taxable income.

Does South Carolina tax Social Security benefits?

South Carolina does not tax Social Security benefits. The state also offers a retirement income deduction for residents age 65 and older.

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Last updated May 1, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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