Rhode Island Income Tax Rates 2025
Rhode Island has a progressive income tax system with 3 brackets and rates ranging from 3.75% to 5.99%. The state's relatively simple bracket structure makes it straightforward to estimate your tax liability.
Tax Type
Progressive
Rate Range
3.75% – 5.99%
Brackets
3
Calculate your full tax picture
Rhode Island is only part of the equation — federal taxes apply too.
State Tax Ranking
At $75,000 income (single filer), Rhode Island ranks #17 out of 51 states — where #1 is the lowest tax burden.
Best states to move to from Rhode Island →Tax at Different Income Levels
| Income | State Tax | Effective Rate | Take-Home |
|---|---|---|---|
| $50,000 | $1,875 | 3.75% | $44,254 |
| $75,000 | $2,828 | 3.77% | $64,223 |
| $100,000 | $4,016 | 4.02% | $82,536 |
| $150,000 | $6,391 | 4.26% | $118,543 |
| $200,000 | $9,175 | 4.59% | $153,758 |
Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).
2025 Tax Brackets — Single Filer
| Taxable Income | Rate |
|---|---|
| $0 – $73,450 | 3.8% |
| $73,450 – $166,950 | 4.8% |
| Over $166,950 | 6.0% |
2025 Tax Brackets — Married Filing Jointly
| Taxable Income | Rate |
|---|---|
| $0 – $73,450 | 3.8% |
| $73,450 – $166,950 | 4.8% |
| Over $166,950 | 6.0% |
Tax Overview
This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.
Tax Planning Tip
In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.
Rhode Island's progressive tax applies marginal rates to each bracket of income. The state uses federal adjusted gross income as the starting point with Rhode Island-specific modifications. Rhode Island offers a standard deduction and personal exemption that phase out at higher income levels. Social Security benefits may be taxable depending on your income level.
Property Tax & Cost of Living
Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.
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Best states to move to from Rhode Island
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Frequently asked questions
What is Rhode Island's income tax rate in 2025?
Rhode Island has a progressive income tax with 3 brackets ranging from 3.75% to 5.99%. Your effective rate depends on your total taxable income.
Does Rhode Island tax Social Security benefits?
Rhode Island may tax Social Security benefits depending on your income level. Lower-income filers may qualify for exemptions.