US Tax Tools

Delaware Income Tax Rates 2025

Delaware has a progressive income tax system with 6 brackets ranging from 2.2% to 6.6%. Delaware is notable for having no state sales tax, making income tax a primary source of state revenue.

Tax Type

Progressive

Rate Range

2.2% – 6.6%

Brackets

7

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Delaware is only part of the equation — federal taxes apply too.

State Tax Ranking

#40 of 51 High tax burden at $75,000 income

At $75,000 income (single filer), Delaware ranks #40 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $2,389 4.78% $43,740
$75,000 $3,934 5.24% $63,118
$100,000 $5,584 5.58% $80,968
$150,000 $8,884 5.92% $116,050
$200,000 $12,184 6.09% $150,750

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

2025 Tax Brackets — Single Filer

Taxable Income Rate
$0 – $2,000 0%
$2,000 – $5,000 2.2%
$5,000 – $10,000 3.9%
$10,000 – $20,000 4.8%
$20,000 – $25,000 5.2%
$25,000 – $60,000 5.5%
Over $60,000 6.6%

2025 Tax Brackets — Married Filing Jointly

Taxable Income Rate
$0 – $2,000 0%
$2,000 – $5,000 2.2%
$5,000 – $10,000 3.9%
$10,000 – $20,000 4.8%
$20,000 – $25,000 5.2%
$25,000 – $60,000 5.5%
Over $60,000 6.6%

Tax Overview

This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.

Tax Planning Tip

In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.

Delaware's progressive income tax applies marginal rates to each income bracket. The top rate of 6.6% applies to income over $25,000, meaning most working residents reach the top bracket. Delaware uses its own standard deduction and personal exemption amounts. Delaware has no state sales tax, which partially offsets the income tax burden. Social Security benefits are excluded from Delaware taxable income. Taxpayers aged 60 and older can also exclude up to $12,500 in pension and eligible retirement income.

Property Tax & Cost of Living

Property Tax Rate
0.53%
$1,802/yr on $340,000 home
Cost of Living Index
103
3% above national average
Median Home Value
$340,000
Housing index: 101 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.

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Frequently asked questions

What is Delaware's income tax rate in 2025?

Delaware has a progressive income tax with 6 brackets ranging from 2.2% to 6.6%. Your effective rate depends on your total taxable income.

Does Delaware tax Social Security benefits?

Delaware does not tax Social Security benefits. Social Security benefits are excluded from Delaware taxable income.

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Last updated May 1, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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