US Tax Tools

Alabama Income Tax Rates 2025

Alabama has a progressive income tax system with 3 brackets ranging from 2% to 5%. Alabama is notable for allowing a deduction for federal income taxes paid, which can significantly reduce state taxable income.

Tax Type

Progressive

Rate Range

2% – 5%

Brackets

3

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Alabama is only part of the equation — federal taxes apply too.

State Tax Ranking

#34 of 51 Moderate tax burden at $75,000 income

At $75,000 income (single filer), Alabama ranks #34 out of 51 states — where #1 is the lowest tax burden.

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Tax at Different Income Levels

Income State Tax Effective Rate Take-Home
$50,000 $2,460 4.92% $43,669
$75,000 $3,710 4.95% $63,341
$100,000 $4,960 4.96% $81,591
$150,000 $7,460 4.97% $117,473
$200,000 $9,960 4.98% $152,973

Single filer, standard deduction, 2025 tax year. Take-home is after federal + state income tax (excludes FICA).

2025 Tax Brackets — Single Filer

Taxable Income Rate
$0 – $500 2%
$500 – $3,000 4%
Over $3,000 5%

2025 Tax Brackets — Married Filing Jointly

Taxable Income Rate
$0 – $1,000 2%
$1,000 – $6,000 4%
Over $6,000 5%

Tax Overview

This state uses a progressive income tax system with multiple brackets, similar to the federal system. Only the income within each bracket is taxed at that rate, so your effective state rate is lower than the top bracket. Tax planning strategies include maximizing pre-tax retirement contributions to reduce state-taxable income.

Tax Planning Tip

In a progressive-bracket state, pre-tax 401(k) and HSA contributions reduce your state tax bill along with federal tax. If you are near a bracket boundary, an additional contribution can drop you into a lower state bracket.

Alabama's income tax brackets are relatively low and narrow, meaning most taxpayers quickly reach the top 5% rate. However, Alabama is one of only three states that allow taxpayers to deduct their federal income taxes from their state taxable income, which can substantially lower the effective rate. Alabama also has a state sales tax of 4% and local property taxes. Social Security benefits are not taxed at the state level.

Property Tax & Cost of Living

Property Tax Rate
0.37%
$796/yr on $215,000 home
Cost of Living Index
88
12% below national average
Median Home Value
$215,000
Housing index: 69 (avg = 100)

Property tax rate is the state average effective rate. Actual rates vary by county. COL index from BEA Regional Price Parities.

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Frequently asked questions

What is Alabama's income tax rate in 2025?

Alabama has a progressive income tax with 3 brackets ranging from 2% to 5%. Your effective rate depends on your total taxable income.

Does Alabama tax Social Security benefits?

Alabama does not tax Social Security benefits at the state level.

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Last updated May 1, 2026 Tax year 2025-26

Data sources: IRS (irs.gov), Social Security Administration

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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