US Tax Tools

Rhode Island Tax Calculator

Rhode Island taxes income through a relatively simple tiered bracket system with just a few bands, making it more straightforward than many progressive-tax states to estimate. The standard deduction and personal exemption both phase out at higher income levels, though. Social Security may be taxable depending on your income. This calculator applies Rhode Island's current bracket schedule to your entered income.

01INPUTS
Calculate Your State Income Tax
On $100,000 of taxable income in Rhode Island, your estimated state income tax is $3,930 at an effective rate of 3.93%.
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State Tax

$3,930

Effective Rate

3.93%

Marginal Rate

4.75%
03BREAKDOWN
Tax Bracket Breakdown — Rhode Island
3.75%$3,077
$0 – $82,050
4.75%$853
$82,050 – $186,450
Total$3,930
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How Rhode Island income tax works

  • Rhode Island layers a small number of brackets, taxing each slice of income at its own rate.
  • The standard deduction and personal exemption phase out as income rises, effectively raising the taxable base for higher earners.
  • The calculator applies the current bracket schedule to compute your total Rhode Island tax.

Need the exact bracket thresholds instead of an estimate? See the Rhode Island tax brackets for 2026 .

Estimate your Rhode Island property tax by county, compare every state at the state tax brackets hub , or see the full tax-by-state directory .

Frequently asked questions

How is Rhode Island income tax calculated?

Rhode Island applies a small number of tax brackets, taxing each portion of income at its own rate, with the standard deduction and exemption phasing out for higher earners. The calculator applies the current schedule to your entered income.

Does Rhode Island tax Social Security benefits?

It depends on your income level — lower-income filers may qualify for an exemption, while higher earners could see some benefits taxed.

How many tax brackets does Rhode Island have?

Rhode Island uses a relatively simple bracket structure with just a few bands, making the state comparatively easy to estimate versus states with many narrow brackets.

How much state tax will I pay in Rhode Island?

It depends on your income and whether the deduction and exemption phase-outs apply to you. Enter your income above for an exact total.

Sources

Related insights

Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.

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Last updated July 19, 2026 Tax year 2025 + 2026 state income tax

Data sources: Rhode Island revenue department rate tables + Tax Foundation 2025

This tool is general information only, not financial advice.

Reviewed by USTax Tools Editorial Desk

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