New York Capital Gains Tax 2026
Estimate the state tax attributable to a gain, then separate it from the federal capital-gains calculation.
State-specific rule
New York City resident tax is a separate layer and is not included in the state capital-gains estimate on this page.
Calculate the New York state layer
Enter other state taxable income so the calculator can measure the incremental tax created by the gain.
State tax on gain
$5,900State tax before gain
$5,332State tax after gain
$11,232Models the gain as additional state taxable income using the selected year’s state brackets. State-specific exclusions, credits and local taxes are not included.
Frequently asked questions
Does New York have a lower rate for long-term capital gains?
New York generally taxes capital gains through its ordinary progressive personal-income-tax rates.
Does this include federal capital gains tax?
No. This page estimates the state layer. Use the federal capital gains calculator for the 0%, 15% or 20% long-term rate, ordinary short-term rates and possible 3.8% NIIT.
Why does other income change the result?
The gain can stack on top of other taxable income. In a progressive system, some or all of the gain may therefore fall into higher state brackets.
Sources
Related Calculators
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Capital Gains Tax Calculator
LTCG 0/15/20% rates + 3.8% NIIT based on income brackets
NIIT Calculator
Net Investment Income Tax 3.8%, thresholds $200k / $250k MFJ
Tax-Loss Harvesting
Capital loss utilization, $3k annual deduction, carryforward