New Hampshire Property Tax Calculator
New Hampshire levies no state income tax on wages and no state sales tax, so property tax carries an unusually heavy share of the cost of schools and local government. Rates are set locally and vary a great deal from one community to the next. Relief and exemption options exist for those who qualify, and valuations can be appealed. Estimates here rest on regional medians — select your New Hampshire area above.
Annual Property Tax
$6,050Monthly (Escrow)
$504Effective Rate
1.50%Highest property tax counties in New Hampshire
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Cheshire County | 1.87% | $280,100 |
| Merrimack County | 1.80% | $367,600 |
| Sullivan County | 1.77% | $268,700 |
| Strafford County | 1.76% | $362,800 |
| Coos County | 1.64% | $188,900 |
| Hillsborough County | 1.62% | $421,100 |
| Grafton County | 1.52% | $344,500 |
| Rockingham County | 1.34% | $497,500 |
| Belknap County | 1.21% | $374,900 |
| Carroll County | 0.87% | $388,900 |
How property tax works in New Hampshire
- With neither a wage income tax nor a sales tax, New Hampshire relies on property tax more than almost anything else.
- Locally set rates vary widely between communities.
- Exemptions and appeals give qualifying or disputing owners a path to a smaller bill.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. New Hampshire ranks #5 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your New Hampshire income tax too? Use the New Hampshire income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How much property tax will I pay in New Hampshire?
Typically a lot relative to home value, because property tax does the funding work that income and sales taxes do elsewhere. The calculator above offers a regional-median estimate — choose your New Hampshire area and enter a value.
How is property tax calculated in New Hampshire?
Your community assesses the property and applies its locally set rate; school funding forms a large part of what that rate pays for. Value times rate, minus any exemption you qualify for, is the bill.
Can I lower my New Hampshire property tax bill?
Exemptions and credits for elderly, disabled, and veteran homeowners exist in many communities, and assessment appeals are available when a valuation looks high. Rules differ locally, so start with your town or city offices.
Are property taxes deductible?
For federal itemizers yes — and with no state income tax to claim alongside, property tax is usually the dominant SALT item for New Hampshire filers. The deduction is capped; check the IRS figure.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.