Minnesota Property Tax Calculator
Minnesota's property tax math starts, as everywhere, with an assessor's value, but the rate side belongs to counties, cities, and school districts rather than the state. Owner-occupied homes commonly benefit from homestead-type treatment, and both relief programs and appeals give homeowners recourse when bills or values climb. County medians power this page's estimates — select a Minnesota county above and enter a home value.
Annual Property Tax
$3,290Monthly (Escrow)
$274Effective Rate
1.00%Major county calculators
Highest property tax counties in Minnesota
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Ramsey County | 1.19% | $326,600 |
| Steele County | 1.16% | $245,400 |
| Waseca County | 1.13% | $220,800 |
| Clay County | 1.10% | $265,500 |
| Hennepin County | 1.10% | $392,900 |
| McLeod County | 1.09% | $246,100 |
| Pennington County | 1.08% | $195,500 |
| Carlton County | 1.08% | $245,100 |
| Kanabec County | 1.08% | $228,100 |
| Freeborn County | 1.08% | $171,100 |
How property tax works in Minnesota
- An assessor's value meets locally set levies from the county, city, and school district.
- Homestead-type treatment commonly benefits owner-occupied homes.
- Relief programs and appeal rights provide recourse on both the bill and the value.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. Minnesota ranks #17 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your Minnesota income tax too? Use the Minnesota income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How much property tax will I pay in Minnesota?
The combination of your county's levies and your home's value sets the bill. Pick a Minnesota county above and type the value in — county-median data drives the annual and monthly estimates returned.
How is property tax calculated in Minnesota?
An assessor establishes the value, homestead-type treatment adjusts the taxable amount for owner-occupants, and levies from the county, the city, and the school district follow. The layers consolidate into a single statement.
Can I lower my Minnesota property tax bill?
Registering the home for homestead-type treatment is the foundational move for owner-occupants, and income-linked relief programs can refund part of what was paid. Appeals are available when the assessed value outpaces the market.
Are property taxes deductible?
Yes — inside the federal SALT deduction, provided you itemize and subject to the cap Congress set. The IRS documents the limit each filing season.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.