Massachusetts Property Tax Calculator
Massachusetts property tax boils down to assessed value times the locally adopted rate, with the revenue staying close to home to pay for schools and municipal services. Assessors revisit values regularly, some communities extend exemptions to owner-occupants, and a formal abatement process handles disagreements. This page approximates bills using regional medians; choose your Massachusetts area above and test a home value.
Annual Property Tax
$5,638Monthly (Escrow)
$470Effective Rate
1.00%Major county calculators
Highest property tax counties in Massachusetts
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Hampden County | 1.41% | $298,800 |
| Hampshire County | 1.36% | $390,300 |
| Franklin County | 1.32% | $329,000 |
| Worcester County | 1.25% | $423,700 |
| Berkshire County | 1.13% | $305,400 |
| Plymouth County | 1.06% | $556,000 |
| Bristol County | 1.03% | $451,200 |
| Essex County | 1.02% | $619,100 |
| Norfolk County | 1.02% | $683,900 |
| Middlesex County | 1.01% | $727,800 |
How property tax works in Massachusetts
- Assessed value times the locally adopted rate equals the bill — both pieces are determined locally.
- Values are revisited on a regular cycle, so bills track the market over time.
- Abatement requests give owners a formal channel to dispute a valuation.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. Massachusetts ranks #16 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your Massachusetts income tax too? Use the Massachusetts income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How is property tax calculated in Massachusetts?
Your community assesses the property and multiplies that value by its adopted rate — a straightforward formula where both inputs are set locally. Exemptions, where offered and claimed, come off before or after depending on the program.
How much property tax will I pay in Massachusetts?
Rates differ across Massachusetts communities, so the same house value produces different bills in different places. Get a regional-median estimate above: select your area, enter the value, and read the annual and monthly output.
Can I lower my Massachusetts property tax bill?
Some communities offer exemptions for owner-occupants, and targeted relief commonly exists for seniors, veterans, and surviving spouses. An abatement application is the route when the assessed value itself looks too high — file within the stated window.
Are property taxes deductible?
Yes for itemizing federal filers — property tax is claimed under the SALT deduction, which is bounded by a federal cap. Check where the cap stands for the year you file.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.