Maryland Property Tax Calculator
A Maryland property tax bill reflects where you live twice over: once through the assessed value assigned to your home, and again through the rates adopted by your county and, in some places, your municipality. Homestead-type relief exists for owner-occupants, and assessments can be appealed. County medians drive the estimates here — pick your Maryland county above and enter a home value for annual and monthly figures.
Annual Property Tax
$3,880Monthly (Escrow)
$323Effective Rate
0.92%Major county calculators
Highest property tax counties in Maryland
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Baltimore city | 1.37% | $229,600 |
| Howard County | 1.11% | $597,900 |
| Prince George's County | 1.06% | $426,000 |
| Charles County | 0.97% | $428,500 |
| Baltimore County | 0.97% | $349,300 |
| Allegany County | 0.95% | $154,900 |
| Frederick County | 0.94% | $464,600 |
| Kent County | 0.92% | $330,900 |
| Carroll County | 0.86% | $434,000 |
| Cecil County | 0.85% | $343,400 |
How property tax works in Maryland
- An assessed value is assigned to the home; county and (where applicable) municipal rates are applied to it.
- Homestead-type relief protects many owner-occupants; appeals handle disputed values.
- Rates differ by county, so identical homes in different counties owe different amounts.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. Maryland ranks #21 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your Maryland income tax too? Use the Maryland income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How is property tax calculated in Maryland?
Your home receives an assessed value, and the rates adopted by your county — plus your municipality, if you live in one — are applied against it. The calculator above reduces those layers to a single county-median effective rate for estimating.
Can I lower my Maryland property tax bill?
Homestead-type relief and credits aimed at owner-occupants, seniors, and lower-income households can each cut the bill, and an appeal can correct an assessed value that has drifted above reality. Deadlines accompany each program and appeal cycle.
How much property tax will I pay in Maryland?
It depends on your county's rate and your home's assessed value. For a fast estimate, choose a Maryland county above; with a value typed in, annual and monthly numbers report back from county-median data.
Are property taxes deductible?
Federal itemizers may deduct them within the SALT category, subject to the statutory cap on that deduction. Verify the cap for your tax year with the IRS.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.