Hawaii Property Tax Calculator
Hawaii's effective property tax rates sit near the very bottom of the national range, so even with high home values the annual bill is often smaller than mainland buyers expect. Rates are adopted at the county level and applied to assessed values, with exemptions available for owner-occupants. The estimates here are built from county-level medians — pick your Hawaii county above and enter a value to see the number.
Annual Property Tax
$2,475Monthly (Escrow)
$206Effective Rate
0.29%Highest property tax counties in Hawaii
Effective rate = aggregate real-estate taxes paid ÷ aggregate home value (ACS 2024 5-year).
| County | Effective Rate | Median Home Value |
|---|---|---|
| Hawaii County | 0.35% | $519,300 |
| Honolulu County | 0.30% | $897,500 |
| Kauai County | 0.25% | $873,200 |
| Maui County | 0.22% | $904,700 |
How property tax works in Hawaii
- County-adopted rates are applied to assessed values — the state legislature is not the one setting your bill.
- Hawaii's effective rates are among the lowest in the nation, partially offsetting high home prices.
- Owner-occupant exemptions reduce the taxable amount for a primary residence.
Methodology
Rates are aggregate-derived from the Census Bureau's ACS 2024 5-year American Community Survey (total real-estate taxes paid ÷ total home value, by county). This is a statistical estimate, not a bill lookup — actual property tax bills vary by city, school district, and special-district levies layered on top of the county rate, and by any homestead, senior, veteran, or other exemptions you qualify for. Hawaii ranks #51 of 51 (including DC) by statewide average effective rate, where #1 is the highest.
Need your Hawaii income tax too? Use the Hawaii income tax calculator .
Compare property tax across every state at the property tax calculator , or see whether your property tax deduction is capped at the SALT deduction cap calculator .
Frequently asked questions
How much property tax will I pay in Hawaii?
Often less than the home price suggests — Hawaii's effective rates rank among the nation's lowest. Choose your Hawaii county above and enter the property's value; county-median data yields annual and monthly estimates.
How is property tax calculated in Hawaii?
An assessed value is established for the property, any owner-occupant exemption is applied, and the county-adopted rate is multiplied against what remains. Different counties adopt different rates, so island choice affects the bill.
Can I lower my Hawaii property tax bill?
Claiming the owner-occupant (home) exemption is the main lever for a primary residence, with additional relief available to some seniors. Valuations can also be appealed through the county if they seem out of step with the market.
Are property taxes deductible?
Yes when itemizing federally — property tax falls inside the SALT deduction, which is limited by a federal cap. Confirm the cap amount in current IRS guidance.
Sources
Related insights
Use these guides for rule explanations, planning context, and follow-up questions beyond the calculator result.