Retirement relocation decision tool
Retirement State Tax Comparison
Run the same Social Security, pension and IRA profile through two state models, then inspect the subtraction rules behind the difference.
California estimated state tax
$3,982Georgia estimated state tax
$1,038California retirement subtraction
$15,000Georgia retirement subtraction
$75,000California
U.S. Social Security is subtracted from California income. Private pension and IRA income is generally taxable.
Georgia
Taxable Social Security is excluded. Age-based retirement exclusions apply to pension and IRA income.
What this comparison does not include
Local income tax, property tax, sales tax, every state credit, military or public-pension exceptions and full return adjustments can change the relocation result. Use this as an income-tax screen, not a complete cost-of-living verdict.
Related Calculators
Retirement Income Tax by State
2025 Social Security, pension, and IRA tax treatment across 10 states using official state instructions
State Tax Comparison
Side-by-side state income tax comparison for two or more states at your income level and filing status
Should I Move? State Tax Impact
What relocating actually changes in your take-home pay, income tax, sales tax and property tax