EITC Calculator
Estimate your Earned Income Tax Credit (EITC) for the 2025 or 2024 tax year. Enter your earned income, filing status, and number of qualifying children to see if you qualify and how much credit you may receive.
Your EITC Credit
$0
| Parameter | Value |
|---|---|
| Max Credit | $649 |
| Credit Rate | 7.65% |
| Phase-In Range | $0 – $8,490 |
| Phase-Out Range | $10,100 – $19,104 |
| Your Credit | $0 |
EITC Credit Amount
$0
Maximum Possible Credit
$649
Effective Income Boost (%)
0.00%
This calculator approximates AGI as earned income plus investment income. Taxpayers with other income types should consult a tax professional.
This calculator approximates AGI as earned income plus investment income. If you have other income types (unemployment, alimony, etc.), consult a tax professional for exact eligibility.
Frequently Asked Questions
What is the EITC?
The Earned Income Tax Credit (EITC) is a refundable federal tax credit for low- to moderate-income workers. Because it is refundable, if the credit exceeds the amount of taxes you owe, you receive the difference as a tax refund. The credit amount varies based on your income, filing status, and the number of qualifying children you have.
Who qualifies for EITC?
To qualify for the EITC, you must have earned income from employment or self-employment, have a valid Social Security number, and meet income limits that vary by filing status and number of children. You cannot file as Married Filing Separately. Investment income must also be below a set threshold. U.S. citizens and resident aliens who meet the requirements are eligible.
What counts as earned income?
Earned income includes wages, salaries, tips, and other taxable employee pay, as well as net earnings from self-employment. It also includes union strike benefits and certain disability payments received before minimum retirement age. It does not include investment income, Social Security benefits, pension or annuity income, alimony, child support, or pay received while incarcerated.
Can I claim EITC without children?
Yes. Workers without qualifying children may still claim a smaller EITC if they meet the income requirements and are between the ages of 25 and 64 (for tax year 2024 and later). The income limits and maximum credit amount are lower for filers without children, but the credit can still meaningfully reduce your tax bill or increase your refund.