US Tax Tools

Cost Segregation Calculator

Compare ordinary building depreciation with an assumed reclassification of qualifying components into shorter MACRS recovery periods.

01INPUTS
Cost Segregation Assumptions
02RESULTS
The assumed reclassification accelerates $197,650 into year one, worth an estimated $63,248 at the entered marginal rate.

Estimated first-year tax savings

$63,248

Cost-seg first-year deduction

$209,402

Without cost segregation

$11,752

The allocation percentages are assumptions, not an engineering study. Land is not depreciable. A defensible study must identify assets and legal authority; state conformity, §163(j), passive losses, disposition recapture, and partial-disposition elections are not modeled.

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What this tool covers

Calculation scope

  • Requires building basis net of nondepreciable land.
  • Uses the mid-month convention for the remaining building basis.
  • Treats entered allocation percentages as assumptions, not a study.

Frequently asked questions

Is this calculator a cost segregation study?

No. A defensible study identifies assets, costs, recovery classes, methods, and supporting legal authority. This tool only tests allocation assumptions.

Can land be included?

No. Land is not depreciable. Enter only the depreciable building basis after allocating the acquisition price between land and building.

What happens when the property is sold?

Accelerated depreciation can increase later depreciation recapture. Model the disposition separately and keep the study and basis records.

Sources

Related Calculators

Last updated August 11, 2026 Tax year 2025 and 2026 federal depreciation planning

Data sources: IRS Publication 5653 Cost Segregation Audit Technique Guide; IRS Publication 946; Form 4562 instructions

This tool is general information only, not financial advice.

Federal planning estimate based on current IRS forms and instructions. Use the filed form and its instructions for return preparation.

Reviewed by USTax Tools Editorial Desk

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